Credit Underwriter Sr. Staff

Job Description:

• Evaluate and analyze auto loan applications to ensure compliance with laws and regulations.
• Conduct financial analysis, credit worthiness assessments, and risk evaluations of applicants.
• Analyze and prepare financial status reports, including the review of fleet car credit limits.
• Report and analyze customer quality, including the quality of loan approvals, on a daily and monthly basis for management.
• Coordinate with relevant sections to improve the credit process.

• Age preferably 35-45 years.
• Bachelor degree in Finance, Banking, Economics or related fields.
• At least 5 years of experience in credit underwriter auto loan, financial analysis and risk assessment skills.
• Excellent decision-making and problem-solving abilities.
• Familiarity with loan processing systems and regulatory compliance.
• Effective in communication and negotiation skills.
• Has computer literature in Microsoft office. 

• Life insurance
• Medical insurance
• Provident Fund
• Staff training and development
• Overtime
• Marriage gift
• 5-day work week
• Social security
• Health insurance
• Accident Insurance
• Employee's uniform
• Funeral payment support
• Annual trip or party
• Performance/results-based bonus
• Annual bonus